.columnone {
	width:22%;
	float:left;
	text-align:left;
	margin: 0;
	padding: 10px 2% 0 1%;
}
.columnone h2 {
	margin: 0px;
	padding: 0px;
}

.columnone dl {
	font: 80% Arial, Helvetica, sans-serif;
	margin: 0px;
	padding: 0px;
}
.columnone dt {
	margin: 0;
	padding: 0;
	font-weight: bold;
}
.columnone dd {
	margin: 0 0 10px 0;
	padding: 0px;
}
.columntwo {
	width:50%;
	float:left;
	text-align:left;
	margin: 0;
	padding: 10px 1% 0 2%;
	border-left: 1px solid #CCCCCC;
	border-right: 1px solid #CCCCCC;
	color: #660000;
}
#header1 {
	margin: 10px 0;
	font: bold 20px Geneva, Arial, Helvetica, sans-serif;
} 
#disclaimer p{
	font-size: 10px;
	line-height: normal;
	margin: 0 0 2px 0;
	padding: 0px;
}
.columntwo h1{
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 20px;
	margin: 0;
}
.columntwo h2{
	margin:10px 0 5px 0;
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 24px;
}
.columntwo h3{
	margin:25px 0 5px 0;
	page-break-after: always;
}
.columntwo h4{
	margin:20px 0 5px 0;
}
.columntwo p{
	margin:5px 0 10px 0;
	padding:0;
	font-family:Geneva, Arial, Helvetica, sans-serif;
	font-size:13px;
}
.columntwo li{
	margin:5px 0 10px 0;
	padding:0;
	font-family:Geneva, Arial, Helvetica, sans-serif;
	font-size:13px;
}

.columntwo dl{
	margin:5px 0 25px 0;
	padding:0;
}
.columnthree {
	margin: 0 1% 0 79%;
	padding: 0 0 0 1%;
	width: auto;
	text-align:left;
}

html:root .columnthree {
	margin-top: 20px;
	padding-top: 60px;
}

hr {
	border:0;
	height:1px;
	color:#CCCCCC;
	background: #CCCCCC;
}